As a business owner in Colorado, you have a lot to worry about. Don’t let small business insurance be one of them. Since 2009, the Schomburg Agency has demonstrated expertise in business insurance and can make sure your business is protected as it grows. Whether you are a contractor seeking general liability insurance or simply searching for an insurance quote for your commercial insurance, we can help design a policy that is unique to your needs.
General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury (BI) and property damage (PD) that can arise from your business operations. This is the most common insurance that landlords, general contractors and additional insureds require for your business. Also referred to as “Business Liability Insurance” “Commercial General Liability” or “Contractor Insurance.”
If your business uses vehicles in your day to day operations, it is important that you have a commercial auto policy on your business insurance. Most likely, your personal car insurance policy excludes business use vehicles, which would leave you and your company unprotected in the event of an accident.
We will also ensure your compliance with Workers’ Compensation in the State of Colorado. The law requires all public and private employers in Colorado to provide workers’ compensation for their employees and we can obtain it for you through your commercial insurance. Whether your business operates in a store, restaurant or office, we can find a solution to insure your building and cover any damages. Business property insurance can help your business recover for unexpected damages to your business property, inventory and income. By protecting your operating and payroll expenses, you are able to keep your business operational after a loss.
Remember, as your business grows, your coverage needs may evolve over time. When we review your policy annually we can discuss potential gaps and individualized coverage options.
Contact one of the commercial insurance experts at Schomburg Insurance for your customized insurance quote.